Top 5 cashback credit cards that make shopping more rewarding – Reward for every spend

As per the Axis Bank website

a) 5 per cent cashback on bill payments (electricity, internet, gas, DTH) and mobile recharges on Google Pay. Only Android users will get this benefit if they pay bills via Google pay. The offer is applicable on postpaid, prepaid, DTH, electricity, water, gas, LPG, and broadband

b) 4 per cent cashback on Swiggy, Zomato, and Ola

Joining fee and annual fees:

The joining fee for the Axis Ace credit card is Rs 499. If you spend Rs 10,000 within 45 days of issuing the card, the bank will reverse the joining fee.

From the second year onwards, you have to pay an annual fee of Rs 499 every year. However, it will be waived if you can spend more than Rs 2 lakh in the previous year.

Interest rate: 3.6 per cent per month

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